Pennsylvania Debt Settlement

Sometimes, debt may become necessary to meet your needs and live a better, more comfortable life. But just like everything that goes too much and unmanaged, you might end up in a financial bind that could lead to bankruptcy.

The financial management and negotiation skills of Optimal Debt Solutions‘s debt specialists can give you a productive Pennsylvania debt settlement in a quick and efficient way. Debt settlement may be a credible option to pursue if you want to avoid the worst from happening to your assets or credit score when in debt.

Our debt settlement experts will assess your situation without an initial fee. Be confident that we’ll recognize your assets, income, and accumulated debt in order to properly draw up a debt relief plan to be negotiated with your creditors. You can safely assume that we will do every way there is to minimize your overall debt.

We are equipped to assist you in fixing your financial responsibilities without getting stressed over your debt issues too much. You shouldn’t have to file for bankruptcy because we can get your creditors out of your way.

Call Optimal Debt Solutions at (267) 609-8657 for your Free Evaluation with a Pennsylvania Debt Settlement specialist!

Effective Pennsylvania Debt Relief Program

Optimal Debt Solutions understands and fully supports everyone who desires to be debt-free and financially stable. We will help you do this by executing an effective debt relief program customized for you. We will establish a payment plan that is tailored to your specific financial situation through detailed evaluation and a rational approach.

The best part is that you can start this process by booking a free consultation with one of our Pennsylvania debt settlement specialists. You don’t have to work with us after that, but if you prefer to hear the potential solutions we are formulating, we would be delighted to present the plan to you!

We will strike a deal with your creditors to decrease your overall debt by up to 60%. Once they agree, we’ll draft you a workable payment plan that takes into account your existing and future income.

Our online portal is always available for you to engage with the debt specialist entrusted to your case as you go over the process. We will address all of your concerns and assist you in adhering to your payment plan until it is completed.

Settle for Less Than You Owe

With a competent Pennsylvania debt settlement expert, you can restore your financial stability more quickly. We can set up workable payment terms for you, following approval of a significant decrease in your total debt.

Optimal Debt Solutions is a reputable firm that can help you obtain a favorable settlement agreement. We only need to know your total debt, the number of creditors you owe, and the amount you can afford to pay monthly or in a lump sum. We can specify that your financial distress is preventing you from paying the total amount, but you can pay an amount less than you are indebted.

Using our strong working relationships with creditors throughout the state and even in the country, blended with our negotiation skills, we can reduce your debt up to 60%. Even if your creditor rejects the settlement and provides a counter-proposal, we’ll still make sure the final agreement still favors you.

Benefits of Debt Settlement

Debt settlement is a great and popular debt relief option because it doesn’t just reduce your outstanding debts but also shortens the agony of paying off your debts. You can already finish the necessary payments in just two to four years!

Debt settlement is indeed an excellent idea to keep creditors and credit agencies at bay. The calls and harassment will most eventually stop once they are informed that you are collaborating with us and after an agreement is reached with them. Your chances of being sued for debt are also lessened.

With debt settlement, bankruptcy would be out of the option. This has long-term benefits because, while debt settlement can have a negative impact on your credit score, bankruptcy will be even worse. Debt settlement and Chapter 13 bankruptcy both have a seven-year impact on your credit history, whereas Chapter 7 bankruptcy has a ten-year impact.

The consequences of bankruptcy can last for more than ten years since most applications for loans, credit cards, and even jobs will consider your bankruptcy history.